Lodi / Stockton CA Homes For Sale & Real Estate Information

Can you believe this?  I know, I know, it sounds too good to be true.  But it’s not.

More and more people have turned to purchasing mobile homes in the last few years, because that was all they could afford.  But now that home prices have fallen so much that it’s actually within reach again to purchase a home in the Lodi and Stockton real estate markets without having to give your body organs as collateral.

However, you’ll be steadfast to find a home, especially a FURNISHED home, in this price range unless grandma is selling to you and doesn’t know what her home is really worth.

The sellers of this charming little home are moving away to be closer to family and enjoy a more ‘mobile’ life than what their current residence provides them.

Their home is located in a quiet, cute little park on E. Lockeford St. in Lodi, CA.

Price Too Low To Pass Up!

We have many homes for sale in Lodi, but not too many at this low of a price, and certainly not ones that are fully furnished as well.

There’s also an electric GEM car up for bid too if you’re interested.

Make it a great day!

I wanted to share with you a short 2 1/2 minute video I did with my Flip HD camera while driving around the backyard and around the ‘lake-like’ pond on the beautiful estate property I have for sale in the Lodi, CA real estate market.  It’s not even a Short Sale in Lodi.

This is one spectacular property, but with TWO homes located on it.  If you’ve wanted to live like a King, but didn’t want the responsibility that goes along with being one, then this is YOUR castle!

Reminds me of Mayberry

I’m showing the home to a local attorney tomorrow and I know she’s going to fall in love with the main home itself.  But once she sees the grounds she’s gonna go Lady Gaga over it.      (I just made that up on the fly)  Ha!

CLICK HERE to see the video and enjoy the view.  (Get it?)

Have you ever wanted to take a trip to the mountains, but didn’t know where to go or where you’d stay once you got there?  How about if you could go everyday, but all you had to do was walk outside into your own backyard…

Enjoy your own lake-like pond!

Forget the vacation and enjoy your STAYcation!

For more information about this wonderful Lodi, CA property with two homes on site…CLICK HERE.

There are many unique properties in the Lodi real estate market, but none are as ready to give you that country-like living and still be as close to town as this one.

Life is good!

I was showing a home this morning in the Stockton real estate market to some wonderful clients of mine, and it always amazes me the things some people will leave behind when they move out of their homes.

You don't love me anymore?

This sectional, baby’s playpen, and MANY other items were just left behind at this home and I feel like holding a yard sale and donating all the proceeds to charity.  The thing is that it all still belongs to the current homeowner even though they seemingly have abandoned the home and all it’s contents.

Another thing they didn’t take with them was the awful odor that is lingering on throughout the home.  Especially in the garage where I believe they housed a cat or two.  :-/

It’s difficult sometimes to get clients to look beyond a home in such disarray to picture what it would look like in its cleaned up state.

I really feel for the homeowners that are being forced to make such drastic changes in their lives due to the current situation in the Stockton real estate market.  The number of Short Sales in Stockton seem to be increasing, but leaving behind so much furniture, exercise equipment, personal appliances, clothing, toys, etc., when a Short Sale is the option, is still a mystery to me.

Could it be true?  Could it be possible?  C’mon House…Let it ride, baby!  Let it ride!

If you’ve made an Offer to Purchase a home recently, especially a Short Sale in Stockton, Lodi, Modesto, CA or anywhere for that matter, then you know what I’m talking about.

To receive the home-buyer’s tax credit you had to have been “under contract” (meaning, accepted by the seller) by April 30th and have your deal “close escrow” by June 30th.  But since some banks are extremely slow to approve short sales, a lot of these deals haven’t closed escrow yet, and may not be able to by June 30.

It was put to a vote, and the Senate said YES to an extension until Sept 30th to get these deals closed.  Now it’s up before the House to approve this extension as well.

Here’s a quick read on this story… http://bit.ly/9fr0ru

Good luck Brandon!  I’m bettin’ on the House for you!

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• Senate votes to extend home tax credit deadline  reuters.com)

Oh my!  Wouldn’t this be a great thing?  Yes!

The first-time homebuyer tax credit had two deadlines.  One was to be “under contract” by April 3o, and the other is to have closed escrow by June 3o, which is just around the corner.

So, if you’re dealing with a Short Sale, like a lot of people are, and you haven’t received your approval from the lender yet, or you have and you just haven’t closed escrow yet, then this is making for some nail-biting times right now.

This extension is up before the Senate for approval.  Here is an article explaining more info…READ HERE.

At Realty World – Davis Homes & Properties, we help a lot of people with Short Sales in Stockton and the Lodi areas.  Whether looking to buy or sell a Short Sale it can sometimes be a very confusing and time-consuming task.  It helps to have someone in your corner helping you along the way.

Let’s all focus our thoughts and energy on getting this extension to pass.

Well, we’re getting down to the wire on the deadline for the tax credits.  If you purcase your home last year and haven’t filed your taxes, then here is the much needed info on how to get your benefit:
 http://bit.ly/b0P8CP

The tax deductions you’re eligible to take for mortgage interest and property taxes greatly increase the financial benefits of homeownership. Here’s how it works.

Assume:

$9,877 = Mortgage interest paid (a loan of $150,000 for 30 years, at 7 percent, using year-five interest)
$2,700 = Property taxes (at 1.5 percent on $180,000 assessed value)
______

$12,577 = Total deduction

Then, multiply your total deduction by your tax rate.

For example, at a 28 percent tax rate: 12,577 x 0.28 = $3,521.56

$3,521.56 = Amount you have lowered your federal income tax (at 28 percent tax rate)

It’s never been a better time to purchase a home.  Low home prices and low interest rates.  At Realty World-Davis Homes & Properties we specialize in making the dream of owning a home become a reality.  If you’ve got any questions, we’ll have the answers.

With only weeks left to get your new purchase under contract before the deadline of the $8,000 and $6,500 tax credits end, time is of the essence.

I’ve written a few times lately and have also discussed a lot about whether NOW is a good time to buy real estate.

It seems less time is put into whether or not now is a good time to buy a new car or big screen tv.  Do those items ever go up in value?  Unless it’s made of gold, I don’t think so.

If you’re thinking of buying a home either as an investor, a first-time homebuyer, or moving up into a larger home, you can look into it now or wait for when home prices or interest rates increase, or both.

According to CNNMoney, Les Christie, there are 242 of the 299 largest U.S. housing markets that are selling for prices even bankers think are less than fair market value.

Of this Top 10 list of undervalued housing markets, two of them are right here in our beautiful central valley.  What does that mean to you?  What does that mean FOR you?

To me, it means that now IS a good time to buy.

Here is that Top 10 list:

1. Las Vegas, -41.4 percent
2. Vero Beach, Fla., -39.8 percent
3. Merced, Calif., -37.7 percent
4. Cape Coral, Fla., -36.8 percent
5. Houma, La., -34.6 percent
6. Port St. Lucie, Fla., -33.3 percent
7. Warren, Mich., -32.3 percent
8. Vallejo, Calif., -31.9 percent
9. Modesto, Calif. -31.8 percent
10. Stockton, Calif., -31.8 percent

Ultimately you have to be the judge when it’s a good time buy your 1st or your next home, but with the current tax credit of $8,000 for 1st-time buyer as well as the incentive now for existing homeowners to purchase real estate, I’m thinking now instead of later is good, if not better, timing.

At Realty World-Davis Homes & Properties, we are able to everyone with their real estate needs, but because of the low home prices we seem to be specializing in first-time buyers and investors.

You’ve heard the slogan…If you’ve got questions, we’ve got answers.

Make it a great day!

Over the weekend, I watched a recent segment on the Today Show highlighting a new book titled “How to Make a Fortune” by Ron Insana. I believe the video of this segment might be helpful for you in your decision-making of whether to purchase real estate at this time.

At the end of his interview, Ron mentions that besides the first-time buyer tax credit of $8,000 there is also a $6,500 tax for purchasing additional properties.  Please know that to receive either of these credits it will need to be on your primary residence.

To learn more facts about this and ALL of your real estate investing options you are welcome to join us at our real estate office this Thurs 1/21/09 at 7:00pm for a FREE seminar.  Seating is limited.  Call to reserve yours now at (209) 339-9000.

You be the judge…